Disclaimer

Each time you use or cause access to this website, you agree to be bound by these Terms of Use, as amended from time to time with or without notice to you. In addition, if you are using a particular service on this website or accessed via this website, you will be subject to any rules or guidelines applicable to those services, and they will be incorporated by reference within these Terms of Use. Please read the site’s Privacy Policy, which is incorporated within these Terms of Use by reference.

Privacy Policy

Please read our website's Privacy policy which is incorporated within these Terms of Use by reference.

VMBS will seek to ensure the highest level of security and privacy regarding the collection and use of customers' personal information as well as that of visitors to its Website. VMBS takes your right to privacy very seriously. We will not disclose information about you to anyone, except in instances where we have your consent, or where we are compelled or allowed by law to do so. If you decide to provide us with any information, then you expressly authorise us to use that information in accordance with this policy.

How information is collected

VMBS uses a standard web tracking software to collect non-identifying information about our users including:

  • Date and time site was accessed
  • Place from which website is accessed
  • Web browser used
  • IP Address

How information is used

The collection of this non-identifying information assists VMBS in compiling statistics and determining the level of interest in the Website. Some areas of the Website may use a "cookie", temporarily stored in the visitor's computer memory (RAM) to allow the web server to log the pages used within the site and to know if a visitor has previously visited the site.

Use of Contents of Website

All information, documents, and materials, posted on this Website are only for the internal use of Website users and may not be resold, republished, or copied, without the prior written consent of Victoria Mutual. In addition, all information, documents, and materials posted to this Website are subject to change without prior notification.

All products and services described in this Website are subject to the terms of the applicable account agreement which may be revised from time to time at the discretion of VMBS. Not all of the products and services described in this Website are available in all geographic areas. You may not be eligible for all the products and services offered through this Website. A Website user's eligibility for particular service and products are subject to final VMBS approval.

Review of Privacy Policy

We may change this Privacy Policy from time to time. Any changes will take effect once the revised Privacy Policy is available on our site and so we suggest you check the Privacy Policy whenever you revisit the site.

 

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